I know I’m a little late to the party on this post, but I still wanted to share my goals for the new year. Becoming (basically) financially stable is allowing me to invest in my future and for my dreams to become a reality. Here is a list of my goals that I plan to accomplish in 2018:
1. Get a New Job
As you all know, I am in the market for a new position. Although I am not entirely sure of what I want to do yet, I do know that it’s not my current role. This is at the top of my list because it’s extremely important. My struggle right now is finding a job that will match my current salary, as I make good money for an entry level position. I don’t want to accept a position that will force me to take a pay cut, and this is why I am being very picky about my job search.
2. Buy a New Car
I got into a really bad car accident about a week ago. At the beginning of the year I wasn’t expecting to have to buy a new car. Having to factor in a car payment to my list of monthly bills was a bit of a heart breaker, but I will definitely be able to buy a car and still be able to save money at the end of each month.
3. Buy a House
I have rented apartments for the past three years which has basically been throwing money into thin air. Coming to the realization that I had enough money for a down payment on a home changed my 2018 plans My current lease is up in July, so I will have to find something by then. Of course, my budget for a house is relatively at this point in my life. I plan on buying a duplex if there’s anything on the market that fits my needs. If I found a duplex, I can live in one side of the house and rent out the other to tenants that I would be able to charge monthly rent to help pay the mortgage. That would be the best case scenario, but if it doesn’t pan out then I would buy a single family home and that would be fine by me.
4. Pay Off my Credit Cards Each Month
In an effort to stop spending unnecessary money, I want to pay my credit cards off in full each month. I am notorious for putting things on my credit cards and then looking at my checking account thinking I have a ton of extra money. In reality, my credit cards are collecting interest charges. I am not in serious credit card debt by any means, but I usually don’t pay the full balance off, so I want to make it a goal to start doing that.
5. Do Something for Others
I am not sure what I’ll do to accomplish this yet. Maybe I will volunteer to help people. This will obviously benefit the less fortunate and will also make me feel good about myself in return. A win-win!
6. Find my Passion for Fitness
In 2017, I can honestly say I lost my passion for fitness. Unfortunately, losing the passion meant losing a ton of progress as well. I don’t have the strength that I used to and I’m dying to get it back. I am working on making the gym a priority again and getting my passion and strength back!
Hope you enjoyed reading my goals for the new year! What are your goals for 2018? Comment below!